CY 
I grew up in a hardworking middle-income Filipino household, raised by parents who did everything they could to give us a better life. And they succeeded. I carry with me so many of their values: perseverance, gratitude, and the ability to make do with what you have. But as I got older, I started noticing … Read more
I first stumbled upon minimalism in 2016, just before turning 25. I wasn’t depressed, but I wasn’t in a good place either at the time. I think it was a quiet quarter-life crisis. I liked my job, but I was in debt, constantly stressed and burned out, and quietly wondering if this was really it. … Read more
Even before I started freelancing, my finances were everywhere. I opened accounts because of promos, signed up for credit cards I didn’t need, and tried different savings challenges. It was messy and, honestly, a little stressful. But after years of testing, learning, and closing what no longer served me, I’ve finally simplified my system. It’s … Read more
Like many of us, I came into personal finance a little later than I would’ve liked. Even though there were so many resources available, I wasn’t very intentional with how I managed my money in my early twenties. Financial literacy wasn’t something that was openly talked about in my circle. Terms like emergency fund, investing, … Read more